With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Forbes contributors publish independent expert analyses and insights. Doug Gollan covers private aviation and the business of luxury travel. This article is more than 6 years old. Maybe you remember ...

Who doesn’t want to be a VIP? That ageless acronym for "very important person" suggests exclusivity and access, all of which are promised when you shell out hundreds if not thousands of dollars to buy ...