Homeowners insurance only covers damage to an air-conditioning unit as a result of a covered peril (hazard) listed in your policy. Depending on the type of unit, AC is either part of your home's ...

Home insurance does cover AC units if they are damaged by covered policy perils like theft, fire and some weather-related incidents. For broader financial protection for your air conditioning (AC) ...

Some professionals caution that tightly wrapping an AC unit can do more harm than good. Moisture trapped beneath a cover can lead to rust, mold, and premature corrosion. In addition, a fully covered ...

Once the colder months start to make an appearance, so does your home's heating system. The AC unit temporarily becomes thing of the past but that doesn't mean it's long forgotten. Within a few months ...

Should you cover your central air conditioner in the winter? As fall descends upon us, we know winter’s on its way. This time of year, there’s no shortage of tasks for homeowners to check off their to ...

Home insurance typically helps cover damage to your AC unit due to scenarios such as storms or theft. Many, or all, of the products featured on this page are from our advertising partners who ...