Unexpected credit limit reductions can significantly impact your credit utilization ratio, potentially harming your credit score even if you've never missed a payment. Common reasons for credit limit ...

Chase lowered the credit limit on my Marriott card because I’m not using that credit card as much as I did in the past, since I don’t travel as much anymore. I didn’t find out until after it was done.

A lowered credit limit isn’t always personal since issuers often cut limits as part of broader changes. The major issue could involve your credit utilization ratio, which jumps overnight since ...