Debt settlement may help borrowers manage overwhelming debt by negotiating a reduction in the amount of debt owed. You can negotiate directly with creditors or hire a debt settlement company to work ...

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Americans are carrying significant credit card debt from month to month. The typical balance is now $6,300, up nearly $1,000 from two years ago. And with the average card interest rate hitting 23%, ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

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