More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it?

Car insurance is complicated, usually expensive, and, in many states, required by law. How do you pick an insurer with coverage that’s worth its price? To help drivers choose, we rated 36 providers.

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See our top picks for Indiana car insurance companies ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Gender often plays a role in how car insurance companies determine rates, which can impact transgender and nonbinary people.

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Car insurance rates are typically lowest for drivers in their 60s, who have decades of experience and are less likely to take risks on the road. But they begin to tick upward around 70, when insurance ...