Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Whether you're spending big or planning ahead, these three credit cards are built for 0% intro APR, high limits, and huge ...

The idea that you need to have debt to achieve an excellent credit score is a myth. Many or all of the products on this page are from partners who compensate us when you click to or take an action on ...

For our money, this Wells Fargo card is the best everyday cash rewards card available in 2026. Here's how easy it is to start ...

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Excellent credit is a high credit score that shows lenders you are a low-risk borrower, generally ranging from 740 to 850 on FICO or VantageScore models. Consumers with excellent credit can qualify ...

Credit building can be a long process with several ups and downs, and everyone seems to have a different experience with it. It might take some cardholders a decade or more to climb to the highest ...

Both Capital One and Discover have excellent credit cards for students in their portfolios, though Discover’s lack of a credit score requirement means its cards are more accessible. Many or all of the ...

Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

When a lender wants to know how likely you are to repay your loan or credit card balance, it looks at one of your credit scores. This three-digit number represents whether you’re an excellent credit ...