When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

This is read by an automated voice. Please report any issues or inconsistencies here. Gen Z has seen its credit scores drop more than any other generation over the last year, largely because of ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

NEW YORK — Hundreds of millions of “Buy Now, Pay Later” loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets and takeout.

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...