When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit scores usually range from 300-850. The goal is to get to 670 to be in the good range for your credit score. Once you get to 740, your credit is very good. The ultimate credit score is 800 and ...

Finding a personal loan can be more difficult if you have poor credit.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...