GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for ...
Another Fed rate cut was announced earlier this month, but today's top CDs still offer yields as high as 4.27% APY. Secure a ...
The best short-term CD rates can help you reach your savings goals faster.
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
There’s a high probability that the Federal Reserve will cut interest rates at its September 16-17 meeting, according to interest rate traders. Indeed, the CME FedWatch Tool indicates an 87.1% ...
Every CD listed here is FDIC-insured, which means your deposits (up to $250,000 per bank) are protected. The best fit depends on two things: how long you're willing to lock up your money, and how much ...
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