You’re an adult. You understand the pitfalls and promises of the credit world. Depending on how you use it, credit can be an incredible blessing or a hellacious curse. You’ve been through it. But you ...

The twenties are the foundational years for credit, but few young adults fully understand how much their financial future is determined by the choices they make during these ten years. A good credit ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

If you've ever tried to rent an apartment or buy a car, you know that your credit score is essentially your adult GPA.

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for vehicle ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Starting college brings new responsibilities, and managing money is one of the most important skills you'll develop during ...

How do you improve your credit score? This is an important question and in today’s lending environment it is now more important than ever. Here are the steps towards possibly improving it. First, look ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

When it comes to credit card offerings, it seems like every department store, credit union, or restaurant has a deal.