Hurricanes have come inland, flooding and toppling trees into homes. If it happened again, would you be insured? Insurance companies have warned that the state's coastal insurance plan is not ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

If your house goes empty for more than a month or two, you might need special coverage. Vacant home insurance covers houses left empty for an extended period of time. Your homeowners policy may not ...

Home insurance prices jumped 19%, or on average of $273 per policy, last year. The two main reasons are rising costs for homebuilding and repairs, and the weather. The states with the highest home ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...