Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

Many people will need some type of long-term care as they age — but not everyone is prepared for the potential long-term care issues that may arise or the high costs that come with it. According to ...