As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...

Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

Marianne Bonner, CPCU, ARM, covers business insurance topics for Investopedia, building on 30 years of experience working in the insurance industry. She has written extensively for The Risk Report, ...