Mortgage loan, refinance rates
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As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...
Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.
Mortgage rates fell in 2025. As of Dec. 24, 2025, the 30-year fixed-rate mortgage averaged 6.18%, down from the week prior ...
Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.
Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.29%, and for 20-year mortgages, the ...
How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial ...
If you're looking for a home to buy, mortgage rates are likely top of mind. Will they drop in 2026? Here's what six experts ...
The Fed just cut rates, and many are wondering if that means it's time to refinance their mortgage or not. Our financial expert joins us to break it down.
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