This index includes all medium and larger issues of U.S. government, investment-grade corporate and investment-grade international dollar-denominated bonds that have maturities between 5 and 10 years ...
We use narrative tenses to talk about the past. We can use them to tell a story or to describe past events, including personal anecdotes. When we tell a story in the past, we often use linking words ...
We use the present simple tense for things that we do regularly and for facts, habits, truths and permanent situations. We often use time expressions like every day, once a week, on Fridays.