Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision. Our flagship product is our home equity agreement (HEA), a clear, …

With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how little your …

Unlock - Home Equity Release Application

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

He looked at traditional options like a second mortgage, cash-out refinancing and a HELOC before deciding Unlock’s home equity agreement (HEA) was a better fit.

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …