Sep 5, 2025 · See which states have no-fault car insurance, required PIP coverage, lawsuit thresholds and how no-fault laws impact your premiums and rights.

In no-fault insurance states, drivers must file a claim with their own insurance to cover their injury costs, regardless of fault. See what states are no-fault states.

May 14, 2025 · Wondering how fault and no-fault insurance laws differ across states? Learn what these laws mean for your coverage and claims after an accident.

Feb 9, 2025 · There are 12 no-fault insurance states and three at-fault states that require drivers to have personal injury protection (PIP) coverage. No-fault auto insurance laws in 12 states …

What does "no-fault" state mean? A no-fault state is a state that requires its drivers to file claims for bodily injury with their own insurer, rather than with the at-fault driver's insurance.

Three no-fault states have “choice no-fault” systems in which a driver can pay higher rates to have an at-fault policy instead, which preserves their option to sue another driver for medical costs …

Dec 15, 2025 · In no-fault insurance states, each driver in an accident must file a claim with their own insurance company, no matter who’s at fault. Many people assume that if you’re in a car …

Oct 22, 2025 · Various resources are available for individuals seeking information about no fault insurance, including state insurance departments, consumer advocacy groups, and online …

Insurers do still determine who is at fault after a car crash in these states, and drivers can still be held liable for property damage and bodily injuries they cause. Instead, these states are …