When to save vs invest: How to balance safety with growth potential
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Use this key to figure out what money to save vs. what money to invest: Savings: Emergency Funds, any money you NEED within 2 years. Why? Less risk, limited growth. Investing: Long-Term GROWTH, future investing goals 5 - 10 years away Why? More risk, more potential growth. Assumed interest rates: Bank account = .45% HYSA = 4.35% S&P 500 = 24% (2023 returns) | BetterWallet
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Use this key to figure out what money to save vs. what money to i…
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