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Most Americans in their 40s don’t realize how aggressive retirement math actually is. If you want $80,000–$100,000 per year in retirement income, the 4% rule suggests you may need $2M invested. That means: • Maximizing your 401(k) • Understanding employer match • Using Roth IRA strategies • Investing consistently • Avoiding lifestyle inflation • Planning for healthcare costs • Accounting for inflation in 2026 and beyond Retirement planning is not about hope. It’s about math. If this made you sli
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